The division of lokas
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Sometimes different planes or realms of lokas are posited, which are corresponding environments for the different bodies: these are the bhûrloka (earth), bhuvarloka (the subtle planes or atmosphere), svarloka (the heavenly realm), maharloka, janarloka (these panchakoshas are the first five lokas), and then there are the highest lokas, sometimes known as tapoloka, satyaloka, siddhaloka, and brahmaloka.
Scriptures offer several cosmological perspectives, most importantly sapta urdhvaloka (seven upper worlds) and sapta adholoka (seven lower worlds), which correspond to the 14 chakras and make up the “world-egg of God,” the universe, called Brahmanda.